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Just wanted to take a minute to talk about this:
So you often get this prompt when you buy gas or other things with a debit card, instead of being asked to enter your password. It’s the dumbest, most pointless exercise that has ever been invented. This “security” exists in case someone steals your card and tries using it. But how the hell is it supposed to stop a thief? Newsflash – your debit card has your name on it. And if they have your debit card, they’ve probably got your wallet too. So they know where you live, and thus they know your zip code. Or they could just guess the zip code, based on the geographical location from which they stole it. If you stole it in Worcester you’ve got it narrowed it down to 8-9 choices. If you stole it in a town you know exactly what the zip code is. This prevents absolutely nothing. Meanwhile, if someone steals your card and you’re asked to enter your pin, they have a 1 in 10,000 chance of getting it right before the card got flagged. If you’re asked to enter a zip code your best bet is a 1 in 10 chance for the criminal. But more than likely they know your zip code and they’re filling up their tank on your dime.
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